Financial Center There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price. I would be happy to refer you to some very good mortgage contacts I have in Germantown, or to help you in any other way I can to secure the best possible rate for your home purchase.

Use the mortgage calculators below to assist you in making some decisions around financing.

Very Simple Loan Calculator

Very Simple Loan Calculator is a great payment calculator which allows you to quickly calculate a monthly payment, total amount of interest paid, and total amount paid for a fixed rate mortgage (FRM) loan. 

Simple Loan Calculator

Quickly calculate a monthly payment, total amount of interest paid, the total amount paid and cost of points for a fixed rate mortgage (FRM) loan.

Down Payment Calculator

It quickly calculates how much a home buyer can save for a down payment and allows you to modify their beginning balance, their monthly savings amount, the savings interest rate and the amount of time they will be saving the down payment.

APR Calculator

This APR Calculator helps you discover what your mortgage loan is really costing you!

Biweekly Payment Calculator

Biweekly mortgage payments increase the speed at which a mortgage is paid off by allowing borrowers to accelerate how quickly the principal is paid down. Biweekly payments are made every 2 weeks or 26 times each year, not twice a month which would be 24 times per year. It's much like making one extra mortgage payment each year.

Closing Costs Calculator

Closing Costs Calculator allows you to simultaneously compare four different loans and compute the closing costs required at closing for each of the mortgage loans.

Seller's Proceeds Calculator

This Home Seller's Proceeds Calculator, calculates a seller's net gain after the current mortgage(s) have been repayed and taxes, sales commissions and other closing costs involved in the sales transaction have been accounted for.

Refinancing Calculator

Is time to refinance?

Rent or Buy Calculator

While purchasing a home is often the better option, there are times (depending upon how long you intend to live in a particular area) when renting may be a better choice. This calculator helps you determine what may be best for you.

Loan Spread Calculator

Get the Big Picture with this Payment Table Calculator!

Cash Flows Calculator

Quickly and easily determine the present value of an investment property's cash flows and sale proceeds for periods of up to 20 years.

Future Value Spread Calculator

A Future Values Calculator

Pay Down or Invest? Calculator

Pay Off Debt or Invest?

Loan Comparisons Calculator

Loan Comparison Calculator allows you to compare four loans quickly seeing the impact of interest rates and points on their monthly payments and total paid.